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Offering "No Closing Cost"
or "Low Cost Closing" loans
in over 30 states!
As a residential mortgage lender, our home office is in Lombard Illinois located in Dupage County. We are one of the largest independent mortgage bankers and broker in the state of Illinois. Since our merger with Draper & Kramer, we now have added the expertise that has been brought to the Chicagoland area for over 100 years.
Residing in Downers Grove, mortgages in the area are easily done all the time. But we are not limited to just this area. In fact, we are licensed in over 30 states and lend primarily home loan mortgages for either homeowners to occupy the property or investment properties, all while offering competitive rates and low closing cost loans.
My mission is to provide the most effective solutions to accommodate our client's current and future financial needs. We utilize a wide range of quality products and services that produce the greatest benefit, at either a no cost or a low cost, without giving up service. And when you do either a low cost mortgage or a no closing cost loan, you will automatically be eligible for our free homebuyers privileges. Just apply either on line, by phone or in person and get all the details.
You Get Fast Answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! We have a large array of Fantastic Calculators to use.
- Prepay vs. Invest Calculator
- Prepayment Mortgage Reduction Calculator
- Qualification Calculator
- Bi-weekly Calculator
- Balloon Payment Calculator
- Annuity Calculator
- How Much of a Down Payment Do I Need?
- How Much Can I Save by Consolidating My Debt?
- I Want to Compare Three Different Loans
- How Much Can I Afford?
- How Much Can I Borrow?
- Amortization Schedule and Calculator
- Mortgage Calculator
- Rent vs. Buy Calculator
- Interest-Only Comparison Calculator
Confused by all the loan programs from which to choose? Our Loan Program Page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice. Feel free to check out my other information and blogs at http://activerain.com/hoffloans.
http://www.facebook.com/people/Keith-Hoffman/1075475730
Free In-Depth Mortgage Assessment Checkup
One thing we can always expect is change. From the expected to the unexpected, the one constant is that you must always be in your best financial position. And by undertaking the Free In-Depth Mortgage Assessment Checkup, you can easily be ahead of the game.
- Identity Theft Assessment
- Full Equity Assessment
- Household Blended Debt Rate Assessment
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that I enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with
confidence that I'll get the job done right.
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 Mortgage News Daily
MBS CLOSE: Uneventful End To Uneventful Day - 9 hours ago
Posted To: MBS CommentaryThough MBS were not quite as thinly traded as treasuries (lowest volume since the first trading day of 2010), the picture wasn't much better. At least that which is at risk on low volume days--volatility due to the trading that actually happens comprising a larger portion of the total--was not present. Quite the opposite in fact, as the the same trend that began to emerge early this afternoon remained intact through the close. In MBS, the 101-07 to 101-10 range covered almost everything since 1030 AM. That's a quiet, boring day. I move a lower trendline down to 3.57 on the 10yr yield to show that we're going out today at an even lower yield level than Friday. So don't let the entire day of slightly worse readings fool you... The net effect for both markets was FLAT. And in the...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Housing Needs Job Creation. What Sort of Jobs Though? - 9 hours ago
Posted To: Voice of HousingMr. O’Reilly (December 01, 2009) claims that the “new” root cause of the housing crisis is the (lack of) “jobs, jobs, jobs.” So the solution to the crisis must be (the creation of) “jobs, jobs, jobs.” I agree. But the next question is this: What sort of jobs? Consider a proposal for two, complementary jobs programs. The first is called the “Litter Scattering Brigades.” Workers are paid to strew trash along the nation’s highways. The second jobs program is called the “Litter Gathering Brigades.” Workers are paid to collect the trash strewn on the nation’s highways. The workers of the Scattering Brigade have jobs, and thus can afford a home. The workers of the Gathering Brigade have jobs, and thus can afford a home...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Centralized Lock Desks Serve as a Gate Keeper. Source of Revenue - 10 hours ago
Posted To: The Garrett Watts ReportThis was the half time scene in Miami last night at Super Bowl XLIV... I am sure many watchers were thinking: Why The Who? Maybe some of us in our 60s and 70s need to be “put out to pasture” or start “whittling wood” on the front porch. However, as a boomer, I was inspired to see these guys still rocking and rolling. I enjoyed the music and hope they keep playing. Peter Townsend will go down as one of most brilliant musical writers of all time. That’s enough about The Who and dating myself. Lets’ talk about secondary market and locking loans. One of the areas we review during our FOCIS-plus Studies is whether a company has a centralized lock process. Centralizing the lock function means all lock requests and confirmations are managed by a “gate keeper”...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS AFTERNOON: Narrow And Stable Heading Into The Close - 10 hours ago
Posted To: MBS CommentaryThe market is duller than a Colts victory parade at the moment. We're dealing with a fairly standard issue "calm before the storm" that we often see on a data-limited Monday when the rest of the week contains the more significant events. The supportive trends we began to note in the last post have continued to foster a narrow range of prices with almost perfectly flat directional movement. In other words, the simple existence of a "narrow range" doesn't always mean prices aren't moving. We can see narrow ranges while still moving DIRECTIONALLY. For instance, even on a 16 tick rally, if the subsequent highs and lows are only a tick or two higher than their previous marks, the line on the chart would be fairly smooth yet still be very much higher at the end of...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS LUNCH: Well Off Friday's Highs, But Holding Ground - 12 hours ago
Posted To: MBS CommentaryAs AQ pointed out this morning, today's slightly downward trend in MBS price began in the final hours of Friday's trading. Both MBS and Treasuries put in their best marks of the day just before 2pm, and have moved steadily downward ever since. You may notice, however, that both markets appear to be losing that negative steam near current levels. For Treasuries, that looks to be around 3.60 and for MBS, around 101-08. At the moment, the Fannie 4.5 is a tick higher than that at 101-09, but is still 5 ticks lower from Friday's closing prices. All that being said, the more important trends to watch pertain to the generally supportive range for MBS that emerged even before Friday's boomy rally. AQ pointed this out as well, and it remains pertinent at the moment. You can see on Thursday...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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Your Mortgage Specialist for Life!
1st Advantage Mortgage
701 E. 22nd St. Suite 125
Lombard, IL 60148
Office Phone: (630) 376-0555 Fax: (630) 261-2228 Cell Phone: (630) 306-5626
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 1st Advantage Mortgage - 701 E. 22nd St. Suite 125 - Lombard, IL 60148 Office Phone: (630) 376-0555 Fax: (630) 261-2228 Cell Phone: (630) 306-5626
:: Free benefits to our customers :: Assessment Flier :: Assessment Information :: Apply Now :: Fantastic Calculators :: Market Update :: Pre-Qualify :: Free Homebuyer Tips :: Prequal CalcuLetter :: Loan Programs :: Purchasing :: Refinance :: All Listings :: Buyer's Resources :: Seller's Resources :: Dream House Finder :: Free Buyer Reports :: Free Seller Reports :: Market Analysis :: Schools :: Weather :: Contact Us :: About Us :: Detailed Information :: Tell-A-Friend :: Reputable Businesses :: Rate Alert :: Request Loan Status :: Calculators :: Loan Process :: FAQ :: Forms :: Credit Report :: Marketplace :: Home ::
We Are licensed to lend in the following states: Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Mexico, North Carolina, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, Wisconsin & Wyoming.
An Illinois Residential Licensee
You can find great local Lombard, Illinois real estate information on Localism.com Keith Hoffman is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.
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